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Terms & Conditions

Simple, transparent terms for using Paisa Verse and its demo.

Last updated: 24 October 2026
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Agreement to these termsDescription of the serviceEligibility and appropriate useYour information and responsibilityNo financial adviceAvailability and changesIntellectual propertyPrivacy and account deletionLiabilityGoverning law and contact
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01

Agreement to these terms

By using Paisa Verse’s website and browser-based expense-tracker demonstration, you agree to these Terms & Conditions. If you do not agree, do not use the service.

02

Description of the service

Paisa Verse offers information about an expense tracking product and an interactive demonstration that lets you log spending, adjust a monthly budget, and review summaries. The demo is not connected to a bank, payment processor, or cloud account system.

03

Eligibility and appropriate use

You must use the site lawfully and provide only information you are entitled to use. Do not attempt to compromise its security, disrupt its availability, or impersonate another person.

04

Your information and responsibility

You are responsible for the information you enter and for safeguarding access to your device and browser. Browser data may be erased when storage is cleared or the browser is reinstalled. Maintain separate records for important financial information.

By enabling the transaction message feature, you consent to Paisa Verse reading your transaction-related messages to track your expenses. You can withdraw this permission at any time from your device settings.

05

No financial advice

The site provides budgeting and expense information for general educational and organisational purposes only. It is not personal investment, tax, legal, accounting, or financial advice. Consult a qualified professional where appropriate.

06

Availability and changes

We may improve, suspend, or change site features. Demo calculations are provided for convenience and may not account for every accounting requirement. We do not guarantee uninterrupted or error-free availability.

07

Intellectual property

Website text, visual styling, code, and brand assets are subject to applicable intellectual property rights. You may not reproduce or commercially redistribute proprietary materials without permission, except where an applicable licence or law allows it.

08

Privacy and account deletion

Our Privacy Policy explains how information is handled. A future hosted account can be requested for deletion/deactivation within 30 days under the process outlined in Delete Account. The present demo does not create user accounts.

09

Liability

To the extent permitted by applicable law, this site is provided “as is” without warranties. Paisa Verse is not liable for indirect or consequential losses arising from reliance on demo calculations, interruptions, or loss of locally stored data. Nothing in these terms excludes rights or liabilities that cannot legally be excluded.

10

Governing law and contact

These terms are intended to be interpreted under the applicable laws of India, subject to mandatory consumer protections. For enquiries, use our Contact page.

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